Sunday, 1 November 2026

Treasure Type Revised

Treasure Type Revised

My previous Treasure Type tables were flawed due to poorly gauged average values of various things. AlexPsi created a monstrous spreadsheet that allowed us to tie the values much closer to what GURPS DF8 tables have, shift the probabilities around, and expand the table. And now that we managed to come up with a way to estimate the combat effectiveness of a creature, we can tie it to Treasure Type and get much better guidelines that the thing I had before. That's another major obstacle cleared. As before, these tables are inspired by those from ACKS II, but this iteration has departed much further from its origin.

To use the table, find the row that corresponds to the monster’s Treasure Type. For each column on the row, roll the appropriate dice to determine whether the specified treasure is present, and if so, in what quantity. When the dice indicate that gems, jewelry, or magic items are present, the specific treasures found in these categories are then determined using sub-tables provided in other sources that are indicated below.

Coins: Coins are generated in 100s. Remember that each coin weighs 0.02 lb., which means that 50 coins weigh a pound. Copper coins are worth $1, silver coins are worth $10, electrum coins are worth $50, gold coins are worth $100, and platinum coins are worth $1,000.

Gems: Gems come in three categories: ornamental, gems, and brilliants. Use the table on pp. 19-20 of GURPS Dungeon Fantasy 8: Treasure Tables, but with the following changes to the gemstone's weight:
    - Ornamental: 2d/4 carats (i.e. no changes).
    - Gem: 2d carats.
    - Brilliant: 3dx10 carats.

Jewelry: Jewelry come in three categories: trinkets, jewelry, and regalia. Use the table on pp. 18-19 of GURPS Dungeon Fantasy 8: Treasure Tables, but with the following changes:
    - Trinket: Only bronze, billon, silver, and electrum - reroll anything else. If you get a "Gem" result, the gem is an ornamental stone (see above). Roll once on the Hard Items Table on pp. 54-55 of  GURPS Dungeon Fantasy 8: Treasure Tables to determine decorative embellishments (or simply treat it as +5 CF for the sake of speed and simplicity).
    - Jewelry: Only billon, silver, electrum, and gold - reroll anything else. If you get a "Gem" result, the gem is a gem (see above). Roll once on the Hard Items Table on pp. 54-55 of  GURPS Dungeon Fantasy 8: Treasure Tables to determine decorative embellishments (or simply treat it as +5 CF for the sake of speed and simplicity).
    - Regalia: Only silver, electrum, gold, and platinum - reroll anything else. Triple the weight and cost (as if you had rolled "Bigger" twice). If you get a "Gem" result, the gem is a gem (see above). Roll four times on the Hard Items Table on pp. 54-55 of  GURPS Dungeon Fantasy 8: Treasure Tables to determine decorative embellishments (or simply treat it as +20 CF for the sake of speed and simplicity).

Magic Items: It's your game, you should have your own tables for that.


The table above is posted as a picture because it wouldn't fit the page otherwise. Blogspot.

ASSIGNING TREASURE TYPE

The average treasure value for a creature (if it is even appropriate for it to have any treasure at all) is equal to its Monthly Wage - 0.5 x Equipment Cost. Multiply it by the average number of creatures appearing (or by the exact number for a specific encounter, if you wish), to get the average encounter treasure value. Look up the average encounter treasure value on the table below and find the Treasure Type in the corresponding column.

Average Treasure Value

Hoarder

Raider

Incidental

$0 - $99

None

None

None

$100 - $200

A

A

A

$201 - $500

B

B

B

$501 - $1,000

C

C

C

$1,001 - $3,000

D

D

D

$3,001 - $5,000

E

D, C

D, C

$5,001 - $7,500

E, D

D x 2

F

$7,501 - $10,000

G

F, C

F, C x 2

$10,001 - $12,500

G, D

H

F, D, C

$12,501 - $15,000

G, E

H, C x 2

I

$15,001 - $22,500

G x 2

J

I, F

$22,501 - $25,000

K

J, D

I, E x 2

$25,001 - $30,000

K, E

J, F

L

$30,001 - $37,500

K, G

M

L, F

$37,501 - $50,000

K x 2

M, H

N

$50,001 - $60,000

K x 2, G

O

N, F

$60,001 - $75,000

K x 3

O, H

P

$75,001 - $90,000

Q

O, H x 2

P, I

$90,001 - $125,000

Q, K

R

P, N

$125,001 - $175,000

Q, P

R, O

S

$175,001 - $200,000

T

R, O, J

S, I x 2

$200,001 - $450,000

U

R x 3, M

S x 2, N

$450,001 - $750,000

V

R x 6

S x 4

$750,001 - $1,000,000

W

R x 8

S x 6


If you need to assign a Treasure Type for an even higher average treasure value, extrapolate the given values.

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